Find out why you need insurance in your apartment, and who is liable if anything were to happen.
A recent fire at an apartment complex here in Abilene has many people questioning what type of insurance they are required to have, or should have if they live in an apartment.
Craig Sanders of Sanders Insurance Agency says many people believe that they are covered under their landlords insurance policy and that is just not the case.
"This type of insurance is overlooked, and people don't realize they need it until it's too late," he said.
Copyright 2014 Nexstar Broadcasting, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.